Remote online notarization (RON) in Texas allows property owners to buy and sell from anywhere, with no in-person signing necessary.
While some states hopped on the RON bandwagon during the height of the COVID-19 pandemic, Texas was one of the earliest RON adopters – passing legislation that furthered the technology in both 2017 and 2019.
Interested to hear how Texas RON laws affect you and your business? Here are some common questions I get regarding Texas and remote online notarization -- and what your title and settlement business needs to know:
Any Texas notary may perform a remote online notarization. In Texas, the notary must be physically located in the state, but the remote signer can be located anywhere in the U.S. The notary must apply for permission to use RON using the state’s online system on the Texas Secretary of State website. When applying, a notary must name the technology provider they intend to use.
Signers must undergo the same methods by which a traditional notary public formally identifies someone: through personal knowledge, or through the remote presentation of government identification, such as a passport, military ID, or driver's license, plus credential analysis and knowledge-based-authentication questions (KBAs).
The law requires the notary and/or their designated provider to retain the video recordings of notarizations and their electronic journal for 5 years.
The convenience of remote online notarizations for closings is just the tip of the iceberg. By implementing RON, all parties benefit from greater transparency, error reduction, real-time collaboration, and a reduction in paper use and mail-away costs. Remote online closings streamline the process and allow greater access for signers. Using an eClosing platform makes it easier for everyone involved to execute notarizations and associated paperwork, minus the actual paper or the need to be sitting in the same room. If you are a Texas title and settlement agent, it's time to get on board with RON.
No matter where you are on your eClosing and RON journey, Stavvy is here to help. The Stavvy platform was built to help Texas companies grow their business and attract more customers with remote notarization.
Stavvy enables the digital submission, notarization, and delivery of real estate documents through a secure platform using identity verification, video conferencing, and digital signatures. With every tool you need to simplify signing on one platform, Stavvy is helping real estate professionals provide speedier transactions at scale, offer an exceptional customer experience, and get a leg up on the competition.
To learn more about Stavvy's RON solution and how we're supporting RON in Texas,
Editor's note: This post has been updated to incorporate recent developments since the blog post was originally published.